Why it's Important to Pre-Qualify

Even if you have not so much as picked out houses to view yet, it's valuable to contact your mortgage pro first. Why? Maybe it's hard to understand how we could help even before you begin to calculate your offer.

Pre-Qualify

Our mortgage professionals can help you find out the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. We can do this by reviewing your debts and income, your work and residence circumstances, your funds available for a down payment, required reserves, and some other things. It's quick and basic; We take pride in keeping the paperwork to a minimum.

We'll award you a Pre-Qualification Letter once you qualify, that documents that we're confident you'll qualify for a specific amount of mortgage loan dollars.

Pre-Qualification Power

When you find the house that is ideal for you, and you decide to make an offer, being pre-qualified for a mortgage will do several things. The first is that you can be sure the amount you'll be able to afford when determining the offer. Even more important to the seller of the house, your pre-qualification status gives them certainty - as if you'd entered their house with a big box of cash to back up the offer! They need not be concerned they have been wasting their time if you won't be able to have the ability to qualify for a high enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount will not be something for them to fret over. You have the ability to back your offer up.

We can help you pre-qualify

We can help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. During the process, we look at your borrowing potential - looking at your earning status, available money for down payment, debt, income, and other areas. It's short and to the point; and we take pride in keeping the paperwork to a minimum.

One on one

It's vital to sit down and meet with us, even though you are welcome to also use the helpful mortgage calculator tools on this website. We can walk you through your pre-qualification letter. Then, we'll make sure we have found the ideal mortgage program for you. Contact us at 480-831-1588 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 480-831-1588. It's our job to answer pre-qualification questions, so we're happy to help!